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Rate, APR, and Loan Assumptions

Loan Assumptions: Disclosures. Fees & charges apply and may vary by product and State. Subject to underwriting approval. Application required; not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the finance charges/total loan amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. Example: Any rate advertised rate assumes: 30-year, fixed-rate, 1st lien, purchase mortgage on an owner-occupied, single-family residence; loan amount of $165,000 ($650,000 Jumbo); loan-to-value ratio of 70%; credit score of 740; DTI of less than 43%; and monthly escrowing of taxes & insurance. For example, as of 01/22/2017, a $165,000 (650,000 Jumbo) loan amount financed at 3.75% (3.823% APR) (Jumbo 3.375% / 3.966 APR) , 30% down payment, would result in 360 monthly principal and interest payments of $764.15 (Jumbo $3,010.86 principle and interest for 60 months, adjustable thereafter). Recent rate but rates, loan products, loan programs including fees subject to change without notice. Your rate and term may vary depending on final LTV, qualifying credit score, other factors. If you do not lock in a rate, your rate at closing may differ from the rate in effect when you applied. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Call for details. Other closing costs apply including appraisal, title insurance and related charges, property insurance, taxes, survey, government fees, and escrow deposits.

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